Entity Insurance Policy Detail

DescriptionAn agreement (individual agreement or group agreement) between a healthcare insurer and a member based on a health plan product. The agreement specifies the obligation of the healthcare insurer to pay benefits and of the premium payer to pay premiums.

Attributes
Additional Fee AmtAdditional Fee Amt
Agreement Status Code SkAgreement Status Code Sk
Annual Deductible AmtAnnual Deductible Amt
Annual Deductible Carryover AmtAnnual Deductible Carryover Amt
Annual Deductible Out-of-Network AmtAnnual Deductible Out-of-Network Amt
Annual Out-of-Pocket Maximum AmtAnnual Out-of-Pocket Maximum Amt
Annual Out-of-Pocket Maximum Out-of-Network AmtAnnual Out-of-Pocket Maximum Out-of-Network Amt
Bound DtBound Dt
Contract Year To Date Benefit AmtContract Year To Date Benefit Amt
Contract Year To Date Premium AmtContract Year To Date Premium Amt
Co-Payment AmtCo-Payment Amt
Co-Payment Out-of-Network AmtCo-Payment Out-of-Network Amt
Coverage Out-of-Network PctCoverage Out-of-Network Pct
Coverage PctCoverage Pct
Discount AmtDiscount Amt
Discount Category Code SkDiscount Category Code Sk
Effective From DtEffective From Dt
Effective To DtEffective To Dt
Entry Code SkEntry Code Sk
Gross Premium AmtGross Premium Amt
Insurance Policy DescrInsurance Policy Descr
Insurance Policy End DtInsurance Policy End Dt
Insurance Policy SkInsurance Policy Sk
Insurance Policy Start DtInsurance Policy Start Dt
Insurance Policy Status Reason Code SkInsurance Policy Status Reason Code Sk
Line Of Business Code SkLine Of Business Code Sk
Load Info SkLoad Info Sk
Maximum Benefit AmtMaximum Benefit Amt
Membership Card IndMembership Card Ind
Membership Eligibility Code SkMembership Eligibility Code Sk
Net Premium AmtNet Premium Amt
Next Renewal DtNext Renewal Dt
Next Review DtNext Review Dt
Number of BeneficiariesNumber of Beneficiaries
Planned End DtPlanned End Dt
Policy Type Code SkPolicy Type Code Sk
Premium Payment Frequency Code SkPremium Payment Frequency Code Sk
Premium Payment Method Code SkPremium Payment Method Code Sk
Rate Class Code SkRate Class Code Sk
Renewal IndRenewal Ind
Risk Type Code SkRisk Type Code Sk
Selected Currency Code SkSelected Currency Code Sk
Source Code SkSource Code Sk
Tenant SkTenant Sk
Valid From TsValid From Ts
Valid To TsValid To Ts

Relationship
Insurance Policy Detail_Insurance Policy_FKInsurance Policy Detail_Insurance Policy_FK

Primary Key
Insurance Policy Detail PKInsurance Policy Detail PK

Dependencies
 
 

Reverse Dependencies
 

Attribute Details

 Additional Fee Amt
DescriptionIdentifies additional fees that are related to the policy, above those normally incorporated in the premium amount.
Data TypeStandards - Data Domains.ddm/Data Domains/Currency Amount [DECIMAL(14,2)]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Agreement Status Code Sk
DescriptionIndicates the Insurance Policy's current status.

For Example:
Active
Cancelled
Expired
Final
In Force
In Process
Initial
Lapsed
Not taken up
Offered
Rejected
Suspended
Terminated
Under Negotiation
Data TypeStandards - Data Domains.ddm/Data Domains/Surrogate Key [INTEGER]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Annual Deductible Amt
DescriptionThe self-insured risk portion or amount of money that the policyholder is required to pay in a contract year before insurance policy benefits kick in. Applies to medical services or products received by an in-network provider where applicable.
Data TypeStandards - Data Domains.ddm/Data Domains/Currency Amount [DECIMAL(14,2)]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Annual Deductible Carryover Amt
DescriptionThe deductible amount carried over from another insurance policy. For example where a policy switch occurs. Applies to benefits in-network where applicable.
Data TypeStandards - Data Domains.ddm/Data Domains/Currency Amount [DECIMAL(14,2)]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Annual Deductible Out-of-Network Amt
DescriptionThe self-insured risk portion or amount of money that the policyholder is required to pay in a contract year before insurance policy benefits kick in. Applies to medical services or products received by an out-of-network provider.
Data TypeStandards - Data Domains.ddm/Data Domains/Currency Amount [DECIMAL(14,2)]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Annual Out-of-Pocket Maximum Amt
DescriptionThe maximum amount payable as deductibles and co-payments in a contract year, under this insurance policy. Applies to medical services and products received by an in-network provider, where applicable.
Data TypeStandards - Data Domains.ddm/Data Domains/Currency Amount [DECIMAL(14,2)]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Annual Out-of-Pocket Maximum Out-of-Network Amt
DescriptionThe maximum amount payable as deductibles and co-payments in a contract year, under this insurance policy. Applies to medical services and products received by an out-of-network provider.
Data TypeStandards - Data Domains.ddm/Data Domains/Currency Amount [DECIMAL(14,2)]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Bound Dt
DescriptionThe date upon which the Insurance Policy is considered legally binding, or in force. Depending on the legislation the bound date can be the date when the Insurance Policy is signed by both parties and/or when the first premium has been paid.
Derived from the status related information.
Data TypeStandards - Data Domains.ddm/Data Domains/Date [DATE]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Contract Year To Date Benefit Amt
DescriptionThe total benefits paid year-to-date for this insurance policy.
Data TypeStandards - Data Domains.ddm/Data Domains/Currency Amount [DECIMAL(14,2)]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Contract Year To Date Premium Amt
DescriptionThe total premium paid year-to-date for this insurance policy.
Data TypeStandards - Data Domains.ddm/Data Domains/Currency Amount [DECIMAL(14,2)]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Co-Payment Amt
DescriptionThe co-payment amount that applies to all (in-network where applicable) covered medical services and products received under this insurance policy.
Data TypeStandards - Data Domains.ddm/Data Domains/Currency Amount [DECIMAL(14,2)]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Co-Payment Out-of-Network Amt
DescriptionThe co-payment amount that applies covered medical services and products received from an out-of-network provider, under this insurance policy.
Data TypeStandards - Data Domains.ddm/Data Domains/Currency Amount [DECIMAL(14,2)]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Coverage Out-of-Network Pct
DescriptionPercent of charges payable under the contract, for covered medical services or products delivered by and out-of-network provider, under this insurance policy.
Data TypeStandards - Data Domains.ddm/Data Domains/Percentage [FLOAT(2)]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Coverage Pct
DescriptionPercent of charges payable under the contract, for in-network benefits where applicable.
Data TypeStandards - Data Domains.ddm/Data Domains/Percentage [FLOAT(2)]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Discount Amt
DescriptionIdentifies the discount amount applicable to the policy premium.
Data TypeStandards - Data Domains.ddm/Data Domains/Currency Amount [DECIMAL(14,2)]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Discount Category Code Sk
DescriptionIndicates a discount category that determines the reductions in premium or price from the standard rating structure based on the presence of factors that reduce the risk or increase profitability.

For example:
No claim
No Discount
Percentage of Usual and Customary Fee
Data TypeStandards - Data Domains.ddm/Data Domains/Surrogate Key [INTEGER]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Effective From Dt
DescriptionEstablishes a period where a set of attributes are true according to the business.
Data TypeStandards - Data Domains.ddm/Data Domains/Date [DATE]
Is Part Of PrimaryKeyfalse
Is Requiredtrue
Is Derivedfalse
Is Surrogate Keyfalse



 Effective To Dt
DescriptionEnds a period of effectivity.
Data TypeStandards - Data Domains.ddm/Data Domains/Date [DATE]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Entry Code Sk
DescriptionIdentifies whether the insurance policy was entered by an external party or by a party within the modeled organization.

For example:
Agency entered
Branch entered
Data TypeStandards - Data Domains.ddm/Data Domains/Surrogate Key [INTEGER]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Gross Premium Amt
DescriptionThe premium amount for the policy for its effective period.
Data TypeStandards - Data Domains.ddm/Data Domains/Currency Amount [DECIMAL(14,2)]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Insurance Policy Descr
DescriptionTextual description of the Insurance Policy.
Data TypeStandards - Data Domains.ddm/Data Domains/Description [VARCHAR(250)]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Insurance Policy End Dt
DescriptionThe date upon which the Insurance Policy actually terminates. This may pre- or post-date the Planned End Date. For example, early termination of a contract due to poor performance. The termination date of the Insurance Policy is also represented in the status date for the terminated status.
Data TypeStandards - Data Domains.ddm/Data Domains/Date [DATE]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Insurance Policy Sk
DescriptionThe generated surrogate key of the Insurance Policy anchor.
Data TypeStandards - Data Domains.ddm/Data Domains/Surrogate Key Large [LONG]
Is Part Of PrimaryKeytrue
Is Requiredtrue
Is Derivedfalse
Is Surrogate Keyfalse



 Insurance Policy Start Dt
DescriptionThe date on which the Insurance Policy first starts. For renewable Insurance Policy, this date represents the date of the original Insurance Policy before any renewal.
Derived from the status related information.
Data TypeStandards - Data Domains.ddm/Data Domains/Date [DATE]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Insurance Policy Status Reason Code Sk
DescriptionIndicates the motivation or cause for changing the agreement status of the Insurance Policy.

For example:
Not eligible (if agreement rejected)
Not taken up (if agreement rejected)
Data TypeStandards - Data Domains.ddm/Data Domains/Surrogate Key [INTEGER]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Line Of Business Code Sk
DescriptionIndicates the nature of commercial enterprise of the modeled organization.
Data TypeStandards - Data Domains.ddm/Data Domains/Surrogate Key [INTEGER]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Load Info Sk
DescriptionThe surrogate key of the load information entry describing the details regarding the loading of the row.
Data TypeStandards - Data Domains.ddm/Data Domains/Surrogate Key Large [LONG]
Is Part Of PrimaryKeyfalse
Is Requiredtrue
Is Derivedfalse
Is Surrogate Keyfalse



 Maximum Benefit Amt
DescriptionThe maximum amount that can be paid out in benefits under this insurance policy. The Limit Applicability Type (supported by Stipulation Applicability Type) specifies whether the maximum amount is applicable to a life-time or annual limit.
Data TypeStandards - Data Domains.ddm/Data Domains/Currency Amount [DECIMAL(14,2)]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Membership Card Ind
DescriptionIndicates whether membership cards are to be issued to members under the policy.

For example:
Not required.
To be issued.
Data TypeStandards - Data Domains.ddm/Data Domains/Alphanumeric Small [VARCHAR(6)]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Membership Eligibility Code Sk
DescriptionIndicates the qualification conditions for membership to an insurance policy.

For example:
Full Time Employees
Full Time Employees Only
Subscriber and Dependents
Subscriber and Spouse
Subscriber Only
Data TypeStandards - Data Domains.ddm/Data Domains/Surrogate Key [INTEGER]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Net Premium Amt
DescriptionNet premium for the policy for its effective period, when certain deductions are applied, for example, net of re-insurance amounts.
Data TypeStandards - Data Domains.ddm/Data Domains/Currency Amount [DECIMAL(14,2)]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Next Renewal Dt
DescriptionThe next date at which the enforce status of the Insurance Policy must be re-evaluated or re-conducted.
Data TypeStandards - Data Domains.ddm/Data Domains/Date [DATE]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Next Review Dt
DescriptionThe date upon which a review of the Insurance Policy is planned.
Data TypeStandards - Data Domains.ddm/Data Domains/Date [DATE]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Number of Beneficiaries
DescriptionThe number of persons receiving benefits under the insurance policy.
Data TypeStandards - Data Domains.ddm/Data Domains/Small Counter [SHORT]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Planned End Dt
DescriptionThe date upon which the end of the Insurance Policy is planned.
Data TypeStandards - Data Domains.ddm/Data Domains/Date [DATE]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Policy Type Code Sk
DescriptionIdentifies the type of the Insurance Policy.
Data TypeStandards - Data Domains.ddm/Data Domains/Surrogate Key [INTEGER]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Premium Payment Frequency Code Sk
DescriptionIndicates the frequency with which the payment of the premium will occur.

For example:
Annually
Data TypeStandards - Data Domains.ddm/Data Domains/Surrogate Key [INTEGER]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Premium Payment Method Code Sk
DescriptionIndicates the payment method that will be used to pay the premiums for the policy.

For example:
Check
Direct debit mandate
Electronic funds transfer
Data TypeStandards - Data Domains.ddm/Data Domains/Surrogate Key [INTEGER]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Rate Class Code Sk
DescriptionIndicates the category that determines premium rates or rating structures for the insurance policy.

For example:
Single Male Principal Operator Age 20-25
Data TypeStandards - Data Domains.ddm/Data Domains/Surrogate Key [INTEGER]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Renewal Ind
DescriptionIndicates whether or not the insurance policy is a renewal. If not, it indicates that the insurance policy is in its first renewal period.
Data TypeStandards - Data Domains.ddm/Data Domains/Boolean Indicator [INTEGER]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Risk Type Code Sk
DescriptionIndicates the types of risk or financial exposure to the health plan.
Data TypeStandards - Data Domains.ddm/Data Domains/Surrogate Key [INTEGER]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Selected Currency Code Sk
DescriptionIndicates the currency as selected by the customer to be used on any monetary information provided to the customer.
Data TypeStandards - Data Domains.ddm/Data Domains/Surrogate Key [INTEGER]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse



 Source Code Sk
DescriptionThe origin of the data identifying the actual load source, vendor, manual key entry, or context of the data in a specific row in the database.
Data TypeStandards - Data Domains.ddm/Data Domains/Surrogate Key [INTEGER]
Is Part Of PrimaryKeyfalse
Is Requiredtrue
Is Derivedfalse
Is Surrogate Keyfalse



 Tenant Sk
DescriptionThe surrogate key of the entry identifying the legal owner of the data.
Data TypeStandards - Data Domains.ddm/Data Domains/Surrogate Key [INTEGER]
Is Part Of PrimaryKeyfalse
Is Requiredtrue
Is Derivedfalse
Is Surrogate Keyfalse



 Valid From Ts
DescriptionEstablishes a period where a set of attributes are true in the source system. This would be populated with the transaction timestamp and would be used for the snapshot date.
Data TypeStandards - Data Domains.ddm/Data Domains/Timestamp [TIMESTAMP]
Is Part Of PrimaryKeytrue
Is Requiredtrue
Is Derivedfalse
Is Surrogate Keyfalse



 Valid To Ts
DescriptionEnds a period of validity.
Data TypeStandards - Data Domains.ddm/Data Domains/Timestamp [TIMESTAMP]
Is Part Of PrimaryKeyfalse
Is Requiredfalse
Is Derivedfalse
Is Surrogate Keyfalse

Relationship Details

 Insurance Policy Detail_Insurance Policy_FK
Is Identifying Relationshiptrue
Child TableInsurance Policy Detail
Child MultiplicityZERO_TO_MANY
Child Referential Integrity: On DeleteNONE
Child Referential Integrity: On InsertNONE
Child Referential Integrity: On UpdateNONE
Parent TableInsurance Policy
Parent MultiplicityONE
Parent Referential Integrity: On DeleteNONE
Parent Referential Integrity: On InsertNONE
Parent Referential Integrity: On UpdateNONE

Primary Key Details

 Insurance Policy Detail PK
Key AttributeInsurance Policy Sk
Key AttributeValid From Ts